Fintech News
India launches AI-driven ChatGPT payments via Razorpay and NPCI
India’s National Payments Corporation (NPCI), in partnership with fintech Razorpay and OpenAI, has launched a pilot that allows users to make purchases via ChatGPT using UPI. This innovation lets users perform transactions through natural language, signaling a major shift toward conversational banking.
Easebuzz launches interoperable banking platform IBMB
During the Global Fintech Festival 2025 in Mumbai, Easebuzz unveiled the IBMB system to connect banks and mobile apps seamlessly. It aims to simplify payments and unify India’s banking ecosystem.
Tide invests ₹6000 crore (~£500M) in India over five years
The UK-based fintech Tide announced a massive investment in India, planning to expand operations, hire 800 people, and support small businesses’ digital transformation.
Former HSBC executive joins Starling Bank’s board
Colin Bell, ex-CEO of HSBC Europe, has joined Starling Bank as an independent director. This move boosts Starling’s credibility and shows traditional bankers’ growing confidence in digital finance.
Revolut launches India service integrated with UPI
Revolut officially launched in India with support for UPI transactions, allowing instant transfers across millions of merchants and users. It’s a step toward connecting global fintech infrastructure with local payment systems.
Revolut invests €1.1 billion in France to expand European HQ
Revolut is strengthening its European presence by investing more than €1 billion in France and establishing Paris as its continental headquarters. This demonstrates continued fintech growth and job creation in the EU.
Monzo surpasses £1 billion in annual revenue
Digital bank Monzo reported over £1 billion in annual revenue for the first time, marking profitability and solidifying its position as one of the UK’s most successful fintech firms.
Finom raises €92 million to expand across Eurozone
Finom, a Dutch fintech startup for SMEs, secured €92 million to roll out services in France, Spain, and Finland, reflecting investor confidence in fintech innovation in Europe.
European Central Bank partners with AI startup Feedzai to secure digital euro
The ECB selected Portugal-based AI firm Feedzai to develop fraud-prevention systems for the upcoming digital euro project, boosting confidence in secure digital payments across Europe.
EU launches rule mandating instant payments across banks
The European Commission passed a regulation requiring banks to offer 24/7 instant transfers in under 10 seconds, enhancing speed and customer convenience across the bloc.
Wero digital wallet expands across Europe
The European Payment Initiative’s Wero wallet is now active in multiple EU countries, providing a unified alternative to Visa and Mastercard for peer-to-peer and retail payments.
Klarna earns strong Buy ratings after IPO
Following its IPO, Swedish fintech Klarna received multiple Buy ratings from analysts citing strong growth in Europe’s BNPL sector and international expansion potential.
BNY Mellon explores tokenized deposits for faster settlements
BNY Mellon is testing blockchain-based tokenized deposits, which could enable instant interbank transfers and improve transparency in global finance.
Santander launches instant cross-border settlements for SMEs
Spanish banking giant Santander introduced real-time settlement solutions for small businesses, allowing cross-border transfers within seconds.
Stripe improves real-time payouts for freelancers worldwide
Stripe upgraded its real-time payout infrastructure to enable near-instant withdrawals for freelancers and gig workers, improving cash flow globally.
Mastercard pilots carbon footprint tracking for cardholders
In partnership with Doconomy, Mastercard enables users to view the environmental impact of their purchases — combining fintech innovation with sustainability.
Visa integrates AI ‘agents’ for smart spending assistance
Visa is testing AI-driven tools that analyze spending patterns and suggest smarter budgeting options, creating a new era of personalized financial management.
Checkout.com secures U.S. bank charter for direct processing
Checkout.com received a U.S. bank license, allowing it to directly process Visa and Mastercard transactions, reducing costs and improving efficiency for clients.
Ant Group reaches $1 trillion in annual cross-border payments
China’s Ant Group achieved over $1 trillion in annual payments volume, showing how fintechs are competing with traditional banks at a global scale.
JP Morgan expands blockchain payment system Onyx across Europe
JP Morgan’s Onyx network is now available to more European banks, enabling tokenized payments and same-day cross-border settlements.